HE'S BAAAAACK

best ways to buy a home Steve Lonnen January 9, 2026

Whether you’re a fan or not, there is no doubt Charlotte is a more fun and electric city when the Carolina Panthers are alive this late in the season! 

However they may have arrived…they’re hosting for the first time in a decade!  The last time the Panthers hosted a playoff game it was the NFC Championship.  The Panthers Carolina dominated in a 49–15 win, they forced seven Arizona turnovers the ball over seven times, Cam Newton was everywhere (Over 300 yards passing, 2 TD’s and 2 rushing TD’s), and here are the three things you need to know this week. 

Queen of Diamonds: Charlotte, NC luxury home prices are up 121% over the past decade. 

According to Redfin from 2015 to 2025, the city’s top-tier home prices surged 121%, with median luxury values rising from roughly $750K to nearly $1.7M. Luxury being defined as residences/properties in the top 5% of each area's price distribution. Luxury demand has expanded just as dramatically, in 2015 there were 379 homes sold for $1M or more, compared to 2,669 homes sold (for +$1M) in 2025; an average of more than 220 high-end sales per month across Charlotte.

Signed of the Times: Contracts for existing homes and condos jumped 3.3% month over month; the strongest increase in 3 years.

Pending home sales showed renewed momentum in November, with contracts for existing single-family homes and condos jumping 3.3% month over month; the strongest level since early 2023, according to the National Association of Realtors. Even with market constraints, contracts were also up 2.6% year over year.  This signals buyer confidence beginning to re-emerge heading into early 2026. “This is the strongest reading since February 2023 and the strongest November reading since 2021,” said Homes.com chief residential economist Brad Case. The South led the 4 regions in YOY pending sale gains. 

Lane Closed on Wall Street: Plans to ban large institutional investors from buying single-family homes.

The White House announced plans to ban large institutional investors from buying single-family homes.  Nationwide, real estate investors purchased 33% of single-family homes in second quarter 2025 (according to a Q2 investor report from BatchData). This is the highest share of investor purchases (quarterly) in over five years, and currently investors own roughly 20% of the 86 million single-family homes in the country.  That said most investors (87%) own between one and five properties.  There isn't a current policy in place, but the White House expects more details in the coming weeks…stay tuned!

I hope you all have a safe and fun weekend, Go Panthers, and remember; We’re never as great as our best day - We’re never as bad as our worst day; Be Confident - Stay Humble.

Steve

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